As retirement approaches, many Australians begin to seek ways to boost their financial freedom without sacrificing the comfort of their own homes. Reverse mortgages have emerged as a powerful and flexible financial tool for seniors, helping to unlock the wealth tied up in property equity. At Seniors First, we specialise in providing expert reverse mortgage solutions tailored to the needs of Australians aged 60 and over.

Since 2006, we’ve proudly assisted thousands of older homeowners in securing the funds they need for a more comfortable and independent retirement — all while staying in the home they love.

What is a Reverse Mortgage?

A reverse mortgage is a type of home loan available to Australians aged 60 and over, allowing them to access the equity in their property without the need to sell or move. Instead of making regular repayments, the loan (plus interest) is repaid later — usually when the property is sold, or the borrower moves into aged care or passes away.

Reverse mortgages in Australia are regulated under strict consumer protection laws, offering seniors both flexibility and peace of mind.

You can receive the funds as:

A lump sum

Regular monthly payments

A line of credit

Or a combination of these options

Why Choose Seniors First?

With nearly two decades of experience, Seniors First has built a reputation as a leading provider of reverse mortgage solutions across the country. Founded by Darren Moffatt in 2006, our mission has always been to be the first choice for reverse mortgage Australia services for seniors.

Here’s what sets us apart:

Specialist Focus on Seniors
We work exclusively with clients aged 60+, ensuring all advice, communication, and solutions are tailored to the unique needs of retirees and older Australians.

Trusted Industry Expertise
Our team of experienced reverse mortgage brokers has helped thousands of clients navigate the lending landscape with confidence. We are recognised by aged care providers, public bodies, and senior advocacy groups as a dependable resource in the field of reverse mortgages in Australia.

Independent & Ethical Guidance
As independent brokers, we are not tied to any single lender. This means we can provide objective advice and help you compare multiple reverse mortgages Australia options to find what’s best for your situation.

Proven Track Record
Our success stories include retirees funding in-home aged care, home improvements, medical costs, and even travel — all thanks to reverse mortgage in Australia products accessed through our assistance.

How We Help

From your first inquiry to the final loan settlement, Seniors First provides end-to-end support, including:

Eligibility assessments

Loan comparisons from Australia’s top lenders

Application guidance and paperwork support

Explaining terms & conditions in plain English

Ongoing support after your loan is funded

Whether you’re looking to supplement your retirement income, cover rising living expenses, or fund health care needs, we’re here to help.

Reverse Mortgages in Australia: Know Your Options
If you’re considering a reverse mortgage Australia solution, it’s essential to understand your options, rights, and responsibilities.

We encourage all our clients to consider the long-term impact, including how a reverse mortgage could affect:

Your estate or inheritance

Your aged pension eligibility

The total interest and fees over time

At Seniors First, we ensure you have all the information you need to make a fully informed decision that aligns with your future goals.

Get in Touch with Seniors First

Ready to explore whether a reverse mortgage is right for you?

Our friendly and experienced team of reverse mortgage brokers is here to help you every step of the way. We offer phone consultations, online enquiries, and personalised support designed to make the process easy and stress-free.

Phone: +61 1300-745-745

Final Thoughts
As the cost of living continues to rise, Australian reverse mortgages provide seniors with a valuable financial lifeline — helping them maintain independence and quality of life in retirement. At Seniors First, we’re proud to be Australia’s trusted partner in this journey, offering professional, transparent, and compassionate guidance every step of the way.

Take control of your financial future today. Reach out to the team at Seniors First — your experts in reverse mortgages Australia.