Stablecoins are usually my go-to when I want to avoid volatility, especially USDT on Polygon because of lower transaction costs. I found https://paybis.com/buy-tether-polygon-with-spei/ and it looks like a simple way to fund a wallet using a bank transfer instead of cards. From what I’ve read, once the payment is received, the crypto is sent directly to your wallet, which is nice for control. I’m wondering if anyone has compared SPEI vs other payment methods in terms of fees and speed?