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Credit Cards - How many credit cards, amount of credit for you personally to me is also an issue. Your ability to pay your mortgage is contingent on what your existing payment requirements are. Car loans, credit card payments, school loans are all added to the monthly working out. When those totals exceed certain parameters you may not be able to buy the house of your dreams because you'll be limited on amount a bank or Mortgage Company will extend to your business. Workable? I don't know. I studied some economics
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