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Flipping the normal pattern of longer terms having greater charges, rates on one-year CDs have been larger than on five-year CDs as of late. CDs don’t have month-to-month fees, however most have an early withdrawal penalty and don’t allow you to add funds after the preliminary deposit. Compared to savings accounts or cash market accounts, CDs doubtlessly can offer larger rates of interest on deposits. That’s since you conform to keep your cash within the CD for a set time period. The interest rate and APY you earn is dependent upon the financial institution,
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