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What is IRA approved gold? This refers to gold that meets the IRS’s strict purity requirements, typically 99.5% or greater. Only specific types of coins and bullion are eligible for inclusion in an IRA. By investing in IRA-approved gold, you can protect your retirement savings from market volatility while benefiting from the potential long-term appreciation of gold. This investment option is popular for diversifying retirement portfolios and providing financial security in uncertain economic times.