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This typically happens when rates of interest fall, and the institution can reissue the CD at a decrease price. Callable CDs typically have larger initial interest rates however carry the risk of early redemption. However, some CDs provide penalty-free withdrawals under sure circumstances, such as monetary hardship or reaching a specific age. When opening a CD, consider your financial objectives and liquidity wants, as your funds will be locked in for the term length. A bump-up CD allows you to reap the advantages of a better price in your CD term if one tu
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