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Rather than have an individual bankruptcy on credit score report, explore other methods for getting out of debt. If you own the home and have equity, consider a debt debt consolidation loan with your home as secured. Now you should only do this if you are secure in your employment. You will not want to put your house in peril. By using your home to secure a consolidation loan, you could be able to deduct the interest payments within your income cash. It furthermore take the "corporate greed" concept out of photographs. Don't get me wro
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