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1 y - Translate

https://loanhk.top/
破產後果是當事人不能從事特定職業,例如律師、保險、地產和證券商或有限公司董事。 破產後果是欠債人所擁有的任何資產,包括物業,通常都會被出售以償還債務�?這代表如果欠債人的資產價值超過債務金額,或者欠債人擁有存款並且有能力支付欠款,那麼破產壞處令不太可能是最佳的選擇。當你決定要申請破產時,幾乎所有的無擔保債務都會被抵銷,讓你重新開始�?但債務人需要遵守破產規則,代表債務人將面臨某些限制。 不論是破產期間還是破產後,申請貸款都不是一件容易的事。由於破產人�?曾破產人士的信貸報告會有記錄,銀行及財務機構基於風險管理,甚少借貸予破產人士,可以話今後基本與樓宇按揭、私人貸款等等貸款無緣。即使少數銀行或財務機構願意批出貸款,金額都較低,利息較高,而且還款期較短。 按破產程序及規例上,當事人須耍將其資產及入息攤分還給債權人。當頒破產令後,當事人須把擁有的資產(包括物業,汽車等�?給予受託人,並將收入情況連同提交給受託人。受託人計算及分析當事人的合理日常開支和需要後,會將資產及薪金的攤分償還給各債權人。而薪金入息則會被扣除日常合理支出後,把剩餘下來之金額還給各債權人。 沒有呈交周年收入說明�?任何破產人在未獲解除破產時,必須每年向受託人呈交一份說明書,說明他在上一年度的入息與在該段期間取得任何財產的詳細資料,若不遵守本條規定,即屬犯罪,可判處

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