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5 Reasons You Should NOT Buy Your First Home!

With a credit score of 580-620 you have proven over time that you've had trouble managing credit in the past. You may have racked up high credit card balances, borrowed more than you could afford to pay, missed several payments, or possibly have had a foreclosure or repossession.

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Interest Rates – If interest rates are high when you buy, your monthly mortgage payments could be more than you can afford, making homeownership less appealing.