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Before you begin your search for a mortgage lender, it’s crucial to have a clear understanding of your financial situation. Assess your credit score, as it directly impacts the interest rates and terms you'll be offered. The better your credit score, the more favorable the terms are likely to be. Additionally, determine how much you can afford for a down payment and monthly mortgage payments. Having these financial details at your fingertips will better position you to discuss terms with potential lenders confidently.
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