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1 y - Translate

https://iva.ctr.hk/
介紹 這些時間, 你的債務 重組IVA(個人自願安排)和債務舒緩DRP(信用卡債務解決方案 計劃)成為兩個可行的解決方案。這篇文章將探索 這可能是, 好處和缺點,申請, 以及如何 找到 適當的解決方案 在這些 兩種實踐 當你看著 低迷的背景 在經濟中 和上升 生活費, 人數增加 是 應對 金融義務危機。根據最近的研究,許多家庭 和伙計們 感覺 無法 每當面對個人時還要償還 個人信用卡債務,象徵性地說, and other 類型 貸款。 1。 what's 財務義務重組IVA(個人自願安排) 背景和含義 個人安排 這當然是 自願) 簡直就是 法律程序 只是幫助 those who 不能全額償還債務。IVA允許債務人提議償還債務 plan to 具有某些條件和期間的債權人 通常 協助 an expert 金融義務管理公司 協助 計劃和分配的債務人。 IVA程序方法 債務人 需要 給付款 打算 債權人, 那會 usually 設計為 逐漸償還財務義務 三到五 年 這個時代,債權人無法收回債務人, 另外 整個保護的過程 根據法律。 肯定 過程 trying to get IVA 財務評估: 首先,債務人 必須 進行全面的評估 這當然是 財務確定其總債務和還款能力。 尋求支持 這當然是 專業人士找到合格的財務義務顧問或律師進行指導。 制

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